Comprehensive Wealth Management Services throughout Central Washington
Trusted financial planning, investment management, and retirement strategies for clients throughout the Greater Northwest. Our service area includes Grant, Benton, and Yakima counties, along with the communities of Yakima, Pasco, Kennewick, Richland, Wenatchee, and Moses Lake.
At Integrity Wealth Advisors, we provide personalized financial services designed to help individuals, families, and business owners achieve lasting financial success. From retirement planning and investment management to risk protection, education funding and estate planning, our team offers guidance rooted in experience and integrity. Proudly serving Yakima and communities across Central Washington, we are committed to creating strategies that align your investments with your life goals.
When can I retire? How do I retire? Once retired, how do I make my money last? We take a fiduciary role and help you plan out sound income strategies, social security and 401(k)/IRA rollovers.
Also referred to as Wealth Management, includes managing investments for client objectives of safety, income, and growth. Personalized portfolios aligned to your goals and risk tolerance.
Do I have the right life, disability, and long-term care insurance? Am I getting a good value? We can help manage your risk through insurance, diversification and protective strategies.
How do I save for future education expenses and balance it with my retirement plans? We’ll help with 529 college plans and saving for future tuition.
Strategies for managing the impact of estate taxes. We can help you with coordinating legacy, trusts and charitable giving.
Our Investment Philosophy
We endeavor to be the premier financial planning practice throughout Central Washington by passionately helping people achieve their financial dreams through customized financial planning and personalized investment advice.
We navigate our clients through the financial ups and downs of this world so they can pursue their desired quality of life.
LPL Financial
Formed in 1989 through the merger of Linsco and Private Ledger (founded in 1968 and 1973, respectively), LPL was built on the belief that objective financial guidance benefits everyone and advisors are best able to serve clients when they have access to innovative tools and solutions that work for them. Solutions include:
Financial Planning Services:
- Retirement Planning
- Advisory Investment Strategies
- Education and Goal Funding
- Planning for Insurance Needs
- Estate Planning
Investment Management:
- Mutual Funds, ETF’s, etc.
- Asset Allocation Advisory Products
- Annuities
- Education Funding
Retirement Plans for:
- Individuals
- Employers
- Self-Employed Individuals
Insurance:
- Life Insurance
- Disability Income Insurance
- Long-Term Care Insurance
Financial Planning Process
Getting Started:
The most important step in working with you is listening to you and understanding your concerns and questions. Based on our conversation, we will determine if we can help and if you would like our help.
Learning About You:
Next, we will review your financial documents and ask you detailed questions so we can thoroughly understand you, your financial situation, and what you would like to accomplish.
Action:
We will recommend and explain options focused on improving your financial position. We will develop a written action plan that we will help you implement.
Review:
We believe we should meet at least annually to monitor your progress and keep each other informed. We will recommend adjustments as needed.
What is Wealth Management?
The term “wealth management” is thrown around plenty, in the boardrooms of private client firms, in trade and mainstream articles and by financial advisors in front of clients. Still, most professionals are hard pressed to actually define the term with any degree of precision.
Wealth management is very straightforward. From the affluent individual’s perspective, wealth management is simply the science of solving/enhancing his or her financial situation. From the financial advisor’s perspective, wealth management is the ability of an advisor or advisory team to deliver a full range of financial services and products to an affluent client in a consultative way.
Theoretically, a wealth manager can provide every single financial product in existence. In reality most wealth managers specialize in services and products they feel most comfortable with.
A further defining quality of wealth management is that it is delivered in a consultative manner. By being consultative, wealth managers are truly client-centered. A good wealth manager meets a client without any presupposition about what financial products or services are appropriate for that affluent individual.
While it is common for a wealthy individual to be sitting with a wealth manager to address a particular need (investment management, say), the consultative wealth manager’s overriding objective is to understand the person and find out what’s important and why. Then the wealth manager is able to bring in the appropriate experts and provide the appropriate financial products.
In sum:
Wealth management is the consultative process of pursuing the needs and wants of affluent clients by providing the appropriate financial products and services.
Wealth management entails coordinating a team of experts to address the needs and wants of affluent clients.
- Forbes